Fund Investment Plan

• Conservative Plan

Suitability: Ideal for risk-averse investors who prefer stability over high returns.

Features: - Low portfolio, minimum capital required - Lower annual expected returns compared to high-risk portfolios

Benefits: - Annual returns of up to 10% - Steady and predictable growth over time - Peace of mind for investors who value security and sustainability

• Moderate Plan

Suitability: Ideal for investors seeking a balanced approach combining steady growth with moderate risk.

Features: - Start with an average minimum investment - Competitive returns expected

Benefits: - Annual returns of up to 15% - Mid-point between conservative and aggressive investment plans - Comfortable balance of risk and reward for steady wealth building

• Aggressive Plan

Suitability: Ideal for investors who are comfortable with higher risk in exchange for the possibility of greater long-term rewards.

Features: - Minimum capital required - Possesses high-risk portfolio and high growth potential

Benefits: - Annual returns of up to 20% - Possesses potential for diversification - Ability to surpass target benchmark

Fixed Deposit (FD) Investment Plan

A Fixed Deposit (FD), also known as a term deposit, is a financial investment where you deposit a specific amount of money with us for a fixed period at a pre-determined interest rate. It is open to individuals, small and medium enterprises (SMEs).

The obtainable periods for the investment are 30 days, 60 days, 90 days, 180 days, and 365 days.

The investment funds (principal or principal and interest) can be rolled over upon request. We offer competitive interest rates aligned with the prevailing market conditions.

The features include:

• The interest rates are influenced by the amount invested and the duration of investment

• The minimum investment amount is N500,000.00 (Five hundred thousand naira only)

• The minimum tenor is 30 days

• Full or part liquidation of investment before maturity date attracts a penal charge of 25% P.A on the interest accrued to date

iBukoid Savings Investment Plan

This is designed for individual investors from all walks of life, both old and young.

Our features include:

• Minimum rollout plan is as low as N50,000.00 (Fifty thousand naira only) per month

Target Savings Investment Plan

This is a form of saving targeted toward investors focused on meeting a specific need or purpose.

Our features include:

• The minimum investment to start with is N200,000.00(Two hundred thousand naira only), thereafter a minimum monthly top-up of N50,000.00(Fifty thousand naira only)

• No withdrawal till the expiration/maturity date of the investment

• Negotiable returns on investment depend on the tenor and amount invested

• Funds are on call, with only one withdrawal per quarter to enjoy annual accrued interest. Once the limit is exceeded, any accrued interest will be forfeited

• The minimum amount to be retained in the account is N100,000.00(One hundred thousand naira only)